Fine art and collections

"All Risks" Cover, Bespoke Solutions

Art is a specialised field. Ascoma Private Wealth Insurance uses art advisors and experts to negotiate customised contracts with specialist underwriters.

AN “ALL RISKS” CONTRACT INCLUDING:

  • Loss, theft, vandalism, fire, water damage and all material damage, with unlimited compensation in the event of loss,
  • Accidental breakage coverage,
  • Worldwide transportation coverage,
  • Storage of your fine art in rented or loaned spaces,
  • Damage caused to your works of art during restoration, cleaning, valuation, photography or framing (excluding damages that occurred during the handling of your property by the professional).

AGREED VALUE INSURANCE WITH NO TIME LIMITS

  • In order to ensure a high-quality, efficient service in case of an incident, we recommend prior appraisal of your assets and advise you in the choice of insurance company certified appraisers.We guarantee complete confidentiality regarding this process.
  • Ascoma Private Wealth Insurance accompanies you over time to analyse the value of your works of art, in a market that is often speculative.
    Together, we adapt the amount of your coverage accordingly.

NEW ACQUISITIONS

  • We understand that a collection is developed over time, and have made provisions for insuring your purchases. Insurance coverage
    is provided for any new acquisition, without a previous declaration, for an amount of up to 25% of your overall capital insured, and on the condition that you send proof of the value within two months following the purchase.

IN CASE OF PARTIAL LOSS

  • We cover the level of expert-estimated depreciation (loss of commercial value in case of resale) as well as restoration expenses.

Pour un rendez-vous ou une étude personnalisée Tél. : (+377) 97 97 50 95 – Email : ascoma-private@ascoma.com